The U.S. Small Business Administration helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.

Loan Programs:

• 7(a) loans: A group of SBA loans which guarantee portions of the total amount, cap interest rates, and limit fees.
• 504 loans: Long-term, fixed-rate financing to purchase or repair real estate, equipment, machinery, or other assets.
• Microloans: Our smallest loan program, provisioning $50,000 or less to help businesses start up and expand.   

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Business Programs provide financial backing and technical assistance to stimulate business creation and growth. The programs work through partnerships with public and private community based organizations and financial institutions to provide financial assistance, business development, and technical assistance to rural businesses. These programs help to provide capital, equipment, space, job training, and entrepreneurial skills that can help to start and/or grow a business. Business Programs also support the creation and preservation of quality jobs in rural areas. 

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